2021 Individual Plans

Three insurance companies — Blue Cross Blue Shield, Mountain Health CO-OP, and PacificSource — are offering health insurance plans through the federal health insurance marketplace in 2021. Open enrollment runs from November 1, 2020 to December 15, 2020.

To help determine what health insurance plan is best for you, you can use the Health Insurance Shopping Comparison Worksheet available here. It’s important to keep a number of factors in mind when choosing a health insurance policy, such as your personal health needs, what the policy covers, and the costs of premium, deductibles, and prescription drugs.

You can compare the Bronze, Silver, and Gold rates and plans offered through each company with the charts below.

Rates Comparison Charts

Charts comparing the rates and plans offered among the three companies are available below. The charts are organized by rating area as color-coded on this map:

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Choose from the charts below based on the county you live in.

Rating Area 1 (BLUE) includes the following counties: Carbon, Musselshell, Stillwater, Sweet Grass, and Yellowstone.

Rating Area 2 (RED) includes the following counties: Broadwater, Cascade, Choteau, Deer Lodge, Gallatin, Jefferson, Judith Basin, Lewis and Clark, Silver Bow, and Teton.

Rating area 3 (PURPLE) includes the following counties: Flathead, Lake, and Missoula

Rating area 4 (GRAY) includes the following counties: Beaverhead, Big Horn, Blaine, Carter, Custer, Daniels, Dawson, Fallon, Fergus, Garfield, Glacier, Golden Valley, Granite, Hill, Liberty, Lincoln, Madison, McCone, Meagher, Mineral, Park, Petroleum, Phillips, Pondera, Powder River, Powell, Prairie, Ravalli, Richland, Roosevelt, Rosebud, Sanders, Sheridan, Toole, Treasure, Wheatland, and Wibaux.

Dental Rate Guide

You can compare rates for dental plans offered on the federal individual health insurance market using this guide.

Cost Sharing Comparison Chart

This guide gives a summary of the benefits provided by the plans available on the federal marketplace and the required cost sharing for using those benefits.

Please note: This information is for reference only. Please refer to the Summary of Benefits and Coverage from the insurer for more detailed information about each plan.

Compare Plans offered and choose your plan at healthcare.gov